FBI Issues Urgent Alert: iPhone and Android Users Are Being Targeted—Here’s What You Must Do Now

A phone displays a fake bank alert as a hacker lurks in the background, highlighting FBI warnings on text fraud.

If you own an iPhone or Android, you could be walking into a digital trap—without even realising it.

The FBI warns iPhone and Android users that hackers and scammers are actively exploiting text messages to steal personal data, drain bank accounts, and even take control of devices.

If you’ve ever received a strange message about a toll fine, a package delivery, or an urgent bank alert, you might already be at risk.

The FBI’s Latest Warning: Why iPhone and Android Users Should Be Concerned

Individual looking shocked at mobile phone message.

The FBI warns iPhone and Android users against texting each other via unencrypted platforms, citing security vulnerabilities that cybercriminals exploit.

Scammers have developed sophisticated techniques to impersonate legitimate entities and deceive individuals into revealing sensitive information.

The FBI warns iPhone and Android users to stop sending texts containing personal or financial data.

Cybercriminals are intercepting messages using advanced phishing techniques, leading to increased identity theft and financial fraud cases.

The Rise of Smishing Attacks and the FBI’s Response

Security tips visual advising users on how to avoid smishing attacks.

Smishing—a form of phishing conducted via SMS—has surged, with attackers sending fraudulent messages pretending to be from banks, postal services, or even law enforcement.

The FBI warning on iPhone and Android text messages stresses that many users fall victim to these scams because they appear highly convincing.

For instance:

Fake Bank Alerts: A user receives a text claiming their bank account has been compromised. The message contains a link to a fake website designed to steal login credentials.
Toll Payment Scams: The FBI has reported a wave of fake toll road text messages where scammers convince users they owe unpaid fees, directing them to phishing sites.
Package Delivery Scams: Users receive messages about undelivered parcels that require a fee to be released, only to have their payment details stolen.
Online Dating Scams: The FBI warns users on dating apps to be cautious if their match quickly moves the conversation off the platform to encrypted messaging apps like WhatsApp or Telegram. Scammers often use this tactic to build trust before requesting money or personal information.
Victim Case Study: According to FTC, people have lost thousands of dollars to a romance scammers they met on a dating app. The scammer gained their trust over weeks before requesting money for an emergency. Once the victim sent the funds, the scammer vanished, leaving them with financial and emotional distress.

The FBI warns iPhone Android users that responding to these messages can lead to compromised bank accounts, stolen identities, and malware infections.

Red Flags to Watch Out For

The FBI highlights several red flags that could indicate you’re dealing with a scammer:

Rushed conversations: Scammers push users to move off dating apps quickly.
Requests for money or gifts: Anyone asking for financial assistance or investment opportunities should be treated with suspicion.
Refusal to meet in person: If someone avoids video calls or in-person meetings, they may not be who they claim.
Poor grammar and vague details: Romance scammers often use generic language and inconsistent stories to manipulate victims.

The Hidden Danger: SMS-Based Two-Factor Authentication (2FA)

Beyond smishing attacks, the FBI warns iPhone and Android users against relying on SMS-based two-factor authentication (2FA).

While 2FA adds an extra layer of security, SMS messages are susceptible to interception by hackers who exploit telecom network vulnerabilities.

Instead, cybersecurity experts recommend using authenticator apps like Google Authenticator or hardware security keys for enhanced protection.

How to Protect Yourself from Smishing Attacks

To safeguard against cyber threats, follow these steps:

Use Encrypted Messaging Apps: The FBI advises switching to platforms like Signal or WhatsApp for private, secure communication.
Ignore Suspicious Texts: If you receive an unsolicited message from an unknown sender, do not click links or reply.
Verify Information Independently: If a message claims to be from your bank or a toll service, contact the institution directly using official contact details.
Disable SMS-Based 2FA: Use authentication apps instead of receiving verification codes via text messages.
Regular Software Updates: Keep your phone’s operating system and apps updated to protect against security vulnerabilities.

Stay Ahead of Cybercriminals: Strengthen Your Messaging Security

The FBI warning on iPhone and Android text messages serves as a crucial reminder that cybercriminals are constantly evolving their tactics.

Whether through smishing attacks, intercepted 2FA codes, or spoofed government messages, smartphone users must remain vigilant.

By adopting encrypted messaging, avoiding SMS-based authentication, and verifying suspicious claims independently, individuals can significantly reduce their risk of falling victim to these scams.